Payments for Businesses
Cashless as it should be
Innovative real time paymentsDiscover new payment experiences and opportunities for your business and customers with Tokenized Deposits technology.
How it works
1
Your online store
a. Regular online purchase
The customer chooses the TPN payment method on the Checkout page of the online store. Customer authorization in the online store is optional
The customer reads the QR code on the payment page of the TPN payment method using the Bank's mobile application
The customer check the payment details (store name, amount, other parameters)
The customer confirms the purchase transaction
Transaction status
b. Recurrent online purchase
Upon initial payment, the customer is authorized on the online store website and, on the success page in the mobile application, selects the opinion “Save the store”
The customer on the payment page confirms the further use of the saved data
The customer checks the payment details (store name, amount, and other parameters) in the Bank’s mobile application
The customer confirms the purchase transaction
The customer confirms the purchase transaction
2
You are the physical store
a. Merchant’s QR-code
The merchant displays the list of purchased goods and services in the cash register software (standard Checkout procedure) and chooses the TPN payment method. A dynamic QR-code with payment details is displayed on the screen of the cash register available to the customer (cash register, POS terminal, tablet/smartphone, self-service cash register, duplicate check)
The customer reads the QR-code through the option of the Bank's mobile application or the smartphone's standard camera (and chooses the Bank's application, if there are several of them)
The customer checks the payment details (store name, amount, and other parameters) in the Bank’s mobile application
The customer confirms the purchase transaction
Transaction status
b. Customer’s QR-code
The customer creates the QR-code in the mobile application
The merchant displays the list of purchased goods and services in the cash register software (standard Checkout procedure) and chooses the TPN payment method. The cashier scans the customer’s QR-code with a specialized scanner or smartphone/tablet
The customer checks the payment details (store name, amount, and other parameters) in the Bank’s mobile application
The customer confirms the purchase transaction
Transaction status
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