Deposits are shifting. What’s driving it and what banks do next

Deposit migration is visible in transaction data. KlariVis’ February 2026 study examines customer-initiated transfers between US community banks and Coinbase across Dec 2024 to Dec 2025, treating those transfers as a practical indicator of how easily balances can move onto digital rails. In the subset where transaction directionality could be determined, net flows skew outward over the observed period.

Overcoming Travel Rule Challenges in Blockchain Protocols: Impacts on Stablecoin Development and DCM’s ISO 20022 Solutions

The Travel Rule, mandated by the Financial Action Task Force (FATF), requires Virtual Asset Service Providers (VASPs) to exchange customer information during transactions exceeding certain thresholds to combat money laundering and terrorism financing.

Unlock Fast Blockchain Integration for Your Bank or Fintech: Simple, Secure, and Cost-Effective

In today’s fast-paced financial landscape, banks and fintech companies are under increasing pressure to optimize processes and develop innovative products that meet the demands of modern consumers. However, integrating traditional banking systems with advanced technologies like blockchain often presents significant challenges. High costs, complexity, and the need to ensure compliance with stringent regulatory standards can make this transformation seem daunting.

The Future of Stablecoins: Will Tokenized Bank Deposits replace them?

Stablecoins have become a cornerstone of the cryptocurrency ecosystem, bridging the gap between volatile digital assets and the stability of traditional fiat currencies. However, as financial technology evolves, alternatives like tokenized bank deposits and central bank digital currencies (CBDCs) are gaining traction. Could these innovations eventually make stablecoins obsolete? Or will they coexist, each serving distinct purposes in the global financial system?

DCM’s Clearing & Settlement Solution: A Comprehensive, Secure System for Financial Institutions

DCM’s Clearing and Settlement software offers a seamless, secure, and transparent solution for managing financial obligations. It utilizes blockchain technology and supports the ISO 20022 standard for enhanced interoperability. By leveraging advanced technology and aligning with

Payment Message Processing (PMP) in DCM: Ground-breaking Payment Solution with Blockchain Interoperability

In the rapidly evolving world of digital payments, seamless, secure, and cost-effective transactions are paramount. Payment Message Processing (PMP) within the DCM platform emerges as a game-changer, offering an innovative solution for the instant exchange of payment messages between financial institutions, businesses, and customers. This powerful feature simplifies the payment process and enhances decision-making and operational efficiency for all parties involved.

Interoperability Between ISO 20022 and DLT

The financial industry is undergoing rapid transformation with the emergence of new technologies like Distributed Ledger Technology (DLT) and the widespread adoption of ISO 20022, a standardized messaging framework for financial transactions. As these innovations gain traction, the question of interoperability between ISO 20022 and DLT becomes increasingly essential.

The launch of Transparent Network in Ukraine

This is one of the most progressive retail payment and transfer projects, implemented considering the global experience and the latest technologies, ensuring reliability, speed, and cost-effectiveness. The creation of the Transparent Network, initiated by the Independent Association of Banks of Ukraine (NABU), is supported by the banking community, Ukrainian businesses, and international partners.

DCM Joins the Independent Association of Banks of Ukraine as Associate Member

DCM, an innovative software vendor, partners with the Independent Association of Banks of Ukraine to drive payment innovations, accelerate transactions, and improve customer experience.

Tokenized Deposits for Merchants

In today’s fast-paced business landscape, the need for swift and cost-effective payment solutions has never been more crucial. Enter Tokenized Deposits, a game-changing innovation that promises to change how merchants receive payments. This groundbreaking approach offers lots of advantages, from near-instant fund accessibility to eliminating commission fees, all while ensuring top-notch security for both merchants and clients.

DCM’s solution is to leverage the distributed ledger network solutions on behalf of the group, focusing on payments for businesses and tokenization for customers.